Congress recently passed—and the President signed into law—the SECURE Act, landmark legislation that affects the rules for creating and maintaining employer-provided retirement plans. Whether you currently offer your employees a retirement plan, or are planning to do so, you should consider how these new rules may affect your current retirement plan (or your decision to…
Retirement planning is supposed to be a good thing. Through the years, the Congress and government at large have promoted sound retirement by providing and expanding incentives for (mostly middle class) Americans to plan and fund their own retirement. However, continued deficit spending and ballooning public debt in recent years have resulted in a number…
The rise and persistence of bitcoin and other digital currencies has led many to wonder whether funds in tax deferred retirement accounts can be used to make investments in them. In fact, they can. There are a few different ways to incorporate digital currencies into a retirement portfolio, but also several very important restrictions. The…
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